![](data:image/png;base64,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)
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在保险期间内,被保险人等待期满后经医院确诊初次罹患恶性肿瘤,在本主
险合同约定的医院接受治疗产生如下医疗费用的,我们依照下列约定赔付保
险金。恶性肿瘤医疗费用保险金责任包含恶性肿瘤住院医疗保险金、恶性肿
瘤指定门诊急诊医疗保险金和恶性肿瘤住院前后门诊急诊医疗保险金三个
责任项目,具体如下:
被保险人在等待期满后经医院确诊初次罹患恶性肿瘤且必须接受住院治疗
的,对于被保险人住院
6
期间发生的必须由被保险人自行承担的合理且必要
的床位费
7
、陪床费
8
、重症监护室床位费
9
、膳食费
10
、护理费
11
、治疗费
12
、
检查检验费
13
、药品费
14
、医疗器械使用费
15
、医生诊疗费
16
、手术费
17
、救护
车使用费
18
(上述费用统称为“住院医疗费用”), 我们依据 2.2.4 条的保险
金计算方法结合补偿原则赔付恶性肿瘤住院医疗保险金。
如果保险期间到期时,被保险人尚处于住院状态中,则在被保险人办理出院
手续前,我们将继续按前一保险期间的赔付限额内承担保险责任,直至被保
险人办理出院手续。
被保险人在等待期满后经医院确诊初次罹患恶性肿瘤需要在医院门诊部门
或急诊部门进行如下治疗发生的必须由被保险人个人自行承担的合理且必
要的医疗费用:
6
住院指被保险人以治疗疾病为目的,正式办理入住院手续进行治疗的行为,不包括入住门诊急诊观察室、家庭病床、挂床住
院等不合理住院以及休养、疗养、身体检查和健康护理等非治疗性行为。
7
床位费指住院期间不超过标准单人间病房(不包括套房)标准的费用。
标准单人间病房指:病房为单间设计,除独立卫生间外无其他隔间。病房设一张病床加独立卫生间的单人病房。
若某一医院的病房有两种或以上符合定义的病房,则应按其中最便宜的病房计算床位费。
8
陪床费指未满 18 周岁的被保险人在住院治疗期间,我们根据合同约定赔付其合法监护人(限一人)在医院留宿发生的加床费;
或女性被保险人在住院治疗期间,我们根据合同约定赔付其一周岁以下哺乳期婴儿在医院留宿发生的加床费。
9
重症监护室床位费指出于医学必要被保险人需在重症监护室进行合理且必要的医疗而产生的床位费。重症监护室指配有中心
监护台、心电监护仪及其他监护抢救设施,相对封闭管理,符合重症监护病房(ICU)、冠心病重症监护病房(CCU)标准的
单人或多人监护病房。
医学必要指被保险人接受治疗或服务、使用器械或服用药品符合以下全部条件:(1)医师处方要求且对治疗被保险人疾病或
伤害合适且必需;(2)在范围、持续期、强度、护理上不超过为被保险人提供安全、恰当、合适的诊断或治疗所需的水平;
(3)与接受治疗当地普遍接受的医疗专业实践标准一致;(4)非主要为了个人舒适或为了被保险人父母、家庭、医师或其
他医疗提供方的方便;(5)非病人学术教育或职业培训的一部分或与之相关;(6)非试验性或研究性。
10
膳食费指住院期间,由作为医院内部专门部门的、为住院病人配餐的食堂配送的膳食费用。
膳食费应包含在医疗账单内,根据各医疗机构的惯例,可以作为独立的款项、也可以合并在病房费等其他款项内。
11
护理费指住院期间根据医嘱所示的护理等级确定的护理费用。
12
治疗费指以治疗疾病为目的,提供必要的医学手段而发生的合理的治疗者的技术劳务费以及相关消耗品的费用,具体以就诊
医院的费用项目划分为准。
本项责任不包含如下费用:物理治疗、中医理疗及其他特殊疗法费用。
物理治疗、中医理疗及其他特殊疗法:物理治疗是指应用人工物理因子(如光、电、磁、声等)来治疗疾病,具体疗法包括
电疗、光疗、磁疗、热疗等;中医理疗是指以治疗疾病为目的,被保险人接受由具有相应资格的医生实施的针灸治疗、推拿
治疗、拔罐治疗或刮痧治疗;其他特殊疗法包括顺势治疗、职业疗法及语音治疗。
13
检查检验费指住院期间实际发生的,以诊断疾病为目的,采取必要的医学手段进行检查及检验而发生的合理的医疗费用,包
括 X 光费、心电图费、B 超费、脑电图费、内窥镜费、肺功能仪费、分子生化检验费和血、尿、便常规检验费等。
14
药品费指住院期间实际发生的合理且必要的由医生开具的具有国家药品监督管理部门核发的药品批准文号或者进口药品注
册证书、医药产品注册证书的国产或进口药品的费用。药品费中不包含滋补类中草药费用。
15
医疗器械使用费指以治疗疾病为目的,提供必要的医学手段而购买、租用和使用医疗器械发生的费用。
16
医生诊疗费指包括外科医生、麻醉师、内科医生、专科医生的诊疗费用。
17
手术费指住院期间发生的合理且必要的治疗性手术医疗费用,包括外科医生费、手术室费、恢复室费、麻醉费、手术监测费、
手术辅助费、材料费、一次性用品费、术中用药费、手术设备费;若因器官移植而发生的手术费用,不包括器官本身的费用
和获取器官过程中的费用。
18
救护车使用费指住院期间以抢救生命或治疗疾病为目的,根据医生建议,被保险人需医院转诊过程中的医院用车费用。