![](data:image/png;base64,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)
君龙门诊无忧医疗保险(互联网)条款 君龙人寿保险有限公司
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(5) 被保险人酒后驾驶16、无合法有效驾驶证驾驶17,或驾驶无合法有效行驶
证18的机动车19;
(6) 精神和行为障碍治疗以及各种医疗咨询和健康预测:如健康咨询、睡眠
咨询、性咨询、心理咨询(依照世界卫生组织《疾病和有关健康问题的
国际统计分类》(ICD-10)20确定的精神和行为障碍以外的一般心理问
题,如职场问题、家庭问题、婚恋问题、个人发展、情绪管理等);
(7) 各类医疗鉴定,包括但不限于医疗事故鉴定、精神病鉴定、孕妇胎儿性
别鉴定、验伤鉴定、亲子鉴定、遗传基因鉴定费用;
(8) 遗传性疾病21,先天性畸形、变形或染色体异常22;
(9) 既往症23及保险合同特别约定的除外疾病;
(10) 被保险人感染艾滋病病毒或患艾滋病24;
(11) 被保险人感染性病;
(12) 体检、疗养、视力矫正手术、斜视矫正手术、非意外事故所致的整容手
术、各种美容整形项目,包括但不限于皮肤色素沉着、痤疮治疗、红斑
痤疮治疗、良性皮肤损害(雀斑、老年斑、痣、疣等)的治疗和去除。
对上肢肘关节远端及面部静脉曲张、蜘蛛脉、除瘢痕疙瘩型外的其它瘢
痕治疗和去除。纹身去除、皮肤变色的治疗或手术。激光美容、除皱、
除眼袋、开双眼皮、治疗斑秃、白发、秃发、脱发、植毛、脱毛、隆
鼻、隆胸以及各种矫形及生理缺陷的手术和检查治疗项目,包括但不限
于平足及各种非功能性整容、整形和矫形手术费用。各种健美治疗项
目,如营养、减肥、增胖、增高及胃减容术(包括但不限于:可调节式
束带手术、袖状胃切除手术、胃旁路手术、胃内水囊手术、胃肠转流
术);
(13) 不孕不育治疗、人工受精、怀孕、分娩(含难产)、流产、堕胎、节育
(含绝育)、产前产后检查以及由以上原因引起的并发症;
(14) 包皮环切术、包皮气囊扩张术、性功能障碍治疗;
(15) 牙科保健与牙科疾病的治疗、口腔科保健与口腔科疾病的治疗,但意外
16 酒后驾驶:指经检测或鉴定,发生事故时车辆驾驶人员每百毫升血液中的酒精含量达到或超过一定的标准,公安机关交
通管理部门依据《道路交通安全法》的规定认定为饮酒后驾驶或醉酒后驾驶。
17 无合法有效驾驶证驾驶:指下列情形之一:(1)没有取得驾驶资格;(2)驾驶与驾驶证准驾车型不相符合的车辆;(3)持审
验不合格的驾驶证驾驶;(4)持学习驾驶证学习驾车时,无教练员随车指导,或不按指定时间、路线学习驾车。
18 无合法有效行驶证:指下列情形之一:(1)机动车被依法注销登记的;(2)未依法按时进行或通过机动车安全技术检验。
19 机动车:指以动力装置驱动或者牵引,供人员乘用或者用于运送物品以及进行工程专项作业的轮式车辆。
20 (ICD-10):指《疾病和有关健康问题的国际统计分类》第十次修订版(ICD-10),是世界卫生组织(WHO)发布的国
际通用的疾病分类方法。
21 遗传性疾病:指生殖细胞或受精卵的遗传物质(染色体和基因)发生突变或畸变所引起的疾病,通常具有由亲代传至后
代的垂直传递的特征。
22 先天性畸形、变形或染色体异常:指被保险人出生时就具有的畸形、变形或染色体异常。先天性畸形、变形和染色体异
常依照世界卫生组织《疾病和有关健康问题的国际统计分类》第十次修订版(ICD-10)确定。
23 既往症:指被保险人在本合同生效日之前已患的且医生已有明确诊断的有关疾病。
24 感染艾滋病病毒或患艾滋病:艾滋病病毒指人类免疫缺陷病毒,英文缩写为HIV。艾滋病指人类免疫缺陷病毒引起的获
得性免疫缺陷综合症,英文缩写为AIDS。在人体血液或其它样本中检测到艾滋病病毒或其抗体呈阳性,没有出现临床症
状或体征的,为感染艾滋病病毒;如果同时出现了明显临床症状或体征的,为患艾滋病。