![](data:image/png;base64,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君龙附加住院定额给付B款医疗保险(互联网)条款 君龙人寿保险有限公司
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每个保单年度的意外住院津贴保险金的给付天数累计以90天为限。
我们累计给付的重大疾病住院津贴保险金、中度疾病住院津贴保险金、轻度
疾病住院津贴保险金、意外住院津贴保险金的总额累计以1,800倍住院医疗日
额为限,若累计给付的金额总额达到1,800倍住院医疗日额,本附加合同终止。
被保险人因意外伤害或于等待期后因意外伤害以外的原因初次发生并经医院
专科医生明确诊断确定罹患本附加合同约定的重大疾病(无论一种或多种)、
中度疾病(无论一种或多种)、轻度疾病(无论一种或多种),我们豁免自
重大疾病、中度疾病、轻度疾病确诊之日以后本附加合同各期的期交保险费,
被豁免的保险费视为已交纳,但不包含被保险人确诊之日之前所欠交的保险
费及利息,本项责任终止。
因下列情形之一导致被保险人发生住院治疗、重大疾病、中度疾病、轻度疾
病的,我们不承担给付各项保险金的责任:
(1) 投保人对被保险人的故意杀害、故意伤害;
(2) 被保险人故意自伤、故意犯罪或者抗拒依法采取的刑事强制措施或自杀,
但被保险人自杀时为无民事行为能力人的除外;
(3) 被保险人殴斗13、醉酒14,服用、吸食或注射毒品15;
(4) 被保险人驾驶无合法有效行驶证16的机动车17、酒后驾驶18、无合法有效驾
驶证驾驶19;
(5) 被保险人参加潜水20、跳伞、攀岩21、驾驶滑翔机或滑翔伞、探险22、摔跤、
武术比赛23、特技表演24、赛马、赛车等高风险运动;
殴斗:指双方或多方通过拳脚、器械等武力以求制胜的行为。殴斗的认定,如有司法机关、公安部门的有关法律文件,
则以上述法律文件为准。
醉酒:指发生事故时当事人每百毫升血液中的酒精含量大于或等于80毫克。
毒品:指中华人民共和国刑法规定的鸦片、海洛因、甲基苯丙胺(冰毒)、吗啡、大麻、可卡因以及国家规定管制的其
它能够使人形成瘾癖的麻醉药品和精神药品,但不包括由医生开具并遵医嘱使用的用于治疗疾病但含有毒品成分的处方
药品。
无合法有效行驶证:指下列情形之一:(1)机动车被依法注销登记的;(2)未依法按时进行或通过机动车安全技术检
验。
机动车:指以动力装置驱动或者牵引,供人员乘用或者用于运送物品以及进行工程专项作业的轮式车辆。
酒后驾驶:指经检测或鉴定,发生事故时车辆驾驶人员每百毫升血液中的酒精含量达到或超过一定的标准,公安机关交
通管理部门依据《道路交通安全法》的规定认定为饮酒后驾驶或醉酒后驾驶。
无合法有效驾驶证驾驶:指下列情形之一:(1)没有取得驾驶资格;(2)驾驶与驾驶证准驾车型不相符合的车辆;(3)
持审验不合格的驾驶证驾驶;(4)持学习驾驶证学习驾车时,无教练员随车指导,或不按指定时间、路线学习驾车。
潜水:指使用辅助呼吸器材在江、河、湖、海、水库、运河等水域进行的水下运动。
攀岩:指攀登悬崖、楼宇外墙、人造悬崖、冰崖、冰山等运动。
探险:指明知在某种特定的自然条件下有失去生命或使身体受到伤害的危险,而故意使自己置身于其中的行为,如:江
河漂流、登山、徒步穿越沙漠或人迹罕至的原始森林等活动。