17
Policy.
(八)保险期间届满后发生的费用,按疗程将在保险期间届满之日起第九十日后(美国)
或者第三十日后(全球除美国以外地区)服用的处方药品费用;
Claims and costs for medical treatment occurring after the expiration date of the Policy, and any portion
of a covered prescription to be used after 90 days beyond the expiration date in the U.S. and 30 days elsewhere.
(九)健康检查费,被保险人享有健康检查责任情形不在此限,功能医学检查(包括但
不限于全套个人化营养评估、抗氧化维生素分析、氧化压力分析、营养与毒性元素分析、肠
道免疫功能分析)费,免疫费,出于行政或者管理事务目的(包括但不限于与投保保险、招
聘、入学或者运动相关的体格检查)发生的检查费,旅行和宾馆住宿费用,本合同另有约定
的不在此限;
Health check-ups, except under the optional Wellness Benefits, functional medical examination
(including, but not limited to a full set of Personalized Nutrition Assessment, Antioxidant Vitamin Analysis,
Oxidative Stress Analysis, Nutrient & Toxic Element Analysis, Gut Immunity Analysis), immunizations, and
tests, travel and hotel expenses necessary for administrative purposes (including, but not limited to
determining insurability, employment, school or sport-related physical examinations), unless provided for
under a specific benefit in this Policy.
(十)非药品准字号的药品和非(食)药监械号的设备,包括但不限于保健品、膳食补
充剂、药妆、戒烟药物、食欲抑制剂、头发再生药物、抗光老化药物、美容用品、大剂量维
生素、维他命、健康滋补类中草药(包括但不限于:1.单味或复方均不予支付费用的中药饮
片及药材:鹿茸、猴枣、狗宝、海马、海龙、玛瑙、玳瑁、冬虫夏草、马宝、牛黄、珊瑚、
麝香、羚羊角尖粉、犀角、燕窝、人参(生晒参除外),以及各种可以药用的动物脏器(鸡
内金除外)和胎、鞭、尾、筋、骨。2.单味使用不予支付费用的中药饮片及药材:阿胶、阿
胶珠、鹿角胶、鳖甲胶、三七、龟角胶、龟鹿二仙胶、龟板胶、藏红花、生晒参、羚羊角粉。
3.以上所列药品包括生药及炮制后的饮片及药材、中药敷贴、中药熏蒸、膏方费,中草药代
加工成粉剂、药丸、胶囊、胶或者其他制剂发生的加工费,本合同另有约定的不在此限;
Drugs or equipment not approved by China Food and Drug Administration (CFDA) , including but not
limited to health products, dietary supplements, cosmeceutical, smoking cessation drugs, appetite
suppressants, hair regenerative drugs, anti-photo aging drugs, cosmetic and beauty aids, megavitamins,
vitamins; Traditional Chinese Medicine for general health improvement (including but not limited to
1. Traditional Chinese Medicines with a pure form or within Chinese medicines compound: Hairy antler,
monkey bezoars, Canis familiaris, Seamaster, Pipe fish, Agate, hawksbill, Chinese caterpillar fungus, Horse
bezoars, Bezoars, Coral, Moschus, Cornu Saigae Tataricae apex powder, Cornu Rhinocerotis, Bird’s nest,
Ginseng (excluding sun-cured ginseng), animals and their organs (excluding endothelium corneum) which
can be used as medicines such as placenta, penis, tail, tendon, bone, etc.;
2. Traditional Chinese Medicines with a pure form: Colla Corii Asini, Colla Corii Asini beads, Deer-horn
glue, Turtle shell Glue, Pseudo-ginseng, Turtle Angle glue, Guilu erxian glue, Tortoise-plastron glue, Safflower,
Sun-cured ginseng, Antelope horn powder;
3. Wine soaked with above Traditional Chinese Medicine and their cut crude drugs, processing pieces,
processing herbs, herbal fumigation and acupressure adhesive plasters.), Chinese herbal paste; any herb
processing charge related to powder, pill, capsule, paste, mastic and other preparation, unless provided for
under a specific benefit in this Policy.
(十一)未经被保险人医师推荐的放射治疗、化学治疗、物理治疗、美式脊椎矫正、职
业疗法和语音治疗及其他相关费用,但紧急情况下被保险人医师完全了解相应治疗后同意
如此治疗的情形不在此限;